Privacy Policy

Last updated: 31 August 2026

This website is operated by Rahul Kumar Mishra, Senior Insurance Advisor, practising under the name Rahul Insurance Wale from Bahuara More, Deo, PO + PS Deo, Aurangabad, Bihar 824202 (referred to below as "we", "us" or "the advisor"). This policy explains what personal information we collect through this website, why we collect it, and what choices you have.

By using this website or submitting an enquiry through it, you agree to the practices described here.

1. Information we collect

We only collect information you choose to give us. That typically includes:

• Contact details — your name, mobile number and email address, entered in the appointment or enquiry form.
• Enquiry details — the planning area you selected and any message you write describing your requirement.
• Information shared during consultation — if you go ahead with a proposal, details such as age, family composition, income range, existing policies and nominee information may be collected separately as part of the insurer's application process.
• Basic technical data — your browser type, device type and approximate location may be recorded by hosting or analytics services in the normal course of serving the page.

We do not ask for passwords, card numbers, bank account numbers or OTPs through this website. If anyone contacts you claiming to be from this website and asks for those, do not share them.

2. How we use your information

• To call or message you back about the enquiry you submitted.
• To understand your requirement and prepare a suitable insurance or financial plan proposal.
• To submit an application to an insurance company on your instruction, once you decide to proceed.
• To send policy servicing information such as renewal reminders and claim-related updates.
• To meet legal, regulatory and record-keeping obligations that apply to insurance intermediation in India.

We do not use your information to send unrelated promotional material, and we do not sell, rent or trade your details to any third party for marketing.

3. WhatsApp enquiries

The enquiry form on this website prepares a message and opens it in WhatsApp on your device. Nothing is transmitted until you press send inside WhatsApp. Once sent, the message is delivered through WhatsApp's own service and is also subject to WhatsApp's privacy terms.

4. Sharing your information

Your information may be shared only in these situations:

• With insurance companies — such as Life Insurance Corporation of India or Star Health and Allied Insurance, where you have asked us to submit a proposal or process a claim on your behalf.
• With service providers — hosting, email and messaging providers that operate this website and our communication, strictly to the extent required.
• Where the law requires it — to a regulator, court or government authority when we are legally obliged to disclose.

5. Data security

We take reasonable care to protect the information you share, including limiting access to it and keeping physical and digital records secure. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security. You share information over the internet at your own risk.

6. How long we keep information

Enquiry details are kept only for as long as needed to respond to you and, if you become a client, for the period required for policy servicing and by applicable regulation. You may ask us to delete an enquiry that did not lead to a policy.

7. Your choices

• Ask what information about you we hold.
• Ask us to correct information that is wrong or out of date.
• Ask us to delete your enquiry details, where we are not required to retain them.
• Ask us to stop contacting you at any time.

To make any of these requests, contact us using the details at the bottom of this page.

8. Cookies and third-party content

This website may set basic cookies needed for the page to function correctly. It also embeds Google Maps to show our location, and links out to WhatsApp and social media platforms. Those services collect data under their own privacy policies, which we do not control. You can block or delete cookies through your browser settings, though some features may then not work as intended.

9. Children

This website is intended for adults. We do not knowingly collect information from anyone under 18. Insurance policies for minors are always taken out by a parent or legal guardian.

10. Changes to this policy

We may update this policy from time to time. The revised version will be posted on this page with a new "last updated" date. Please review it occasionally.